How to Reset UPI Pin

UPI (Unified Payments Interface) has made online payments super easy and convenient for everyone in India. But forgetting your UPI PIN can be annoying, especially when you need to make an quick transaction. Whether you’ve forgotten your UPI PIN or want to change it for security reasons, resetting it is quite simple and can be done through your banking or UPI app. Here’s a quick and easy guide on how to reset your UPI PIN.

What is a UPI PIN?

A UPI PIN is a four or six-digit number that you use to approve payments made through UPI apps like Google Pay, PhonePe, Paytm, or even your bank’s app. Keeping your UPI PIN secure is important to protect your financial transactions.

When Should You Reset Your UPI PIN?

You may need to reset your UPI PIN if:

• You’ve forgotten it.
• You suspect someone else might know it.
• You want to improve the security of your account.

How to Reset UPI PIN on Google Pay

If you’re using Google Pay and want to reset your UPI PIN, here’s how to do it:

1. Open Google Pay: Launch the app and tap on your profile picture in the top-right corner.
2. Go to Bank Account: Tap on the bank account for which you want to reset the PIN.
3. Select ‘Forgot UPI PIN’: You’ll see an option to reset your UPI PIN—tap on it.
4. Enter Debit Card Details: Input the last six digits of your debit card and the card’s expiry date.
5. Receive OTP: An OTP (one-time password) will be sent to your registered mobile number for verification.
6. Set a New PIN: Enter the OTP, create a new UPI PIN, and confirm it. Your new PIN is now set!

How to Reset UPI PIN on PhonePe

Resetting your UPI PIN on PhonePe is just as easy:

1. Open PhonePe: Launch the app and tap on your profile icon.
2. Choose Bank Accounts: Select the bank account for which you need to reset the PIN.
3. Tap ‘Reset UPI PIN’: You’ll find the option to reset the PIN here.
4. Enter Debit Card Information: Enter the last six digits of your debit card and its expiry date.
5. Receive OTP: An OTP will be sent to your registered number.
6. Set a New PIN: Enter the OTP, create your new UPI PIN, and confirm it.

How to Reset UPI PIN on Paytm

If you’re using Paytm, follow these steps:

1. Open Paytm: Tap on the ‘Bank’ icon at the bottom of the app screen.
2. Select Your Bank Account: Choose the bank account for which you want to reset the UPI PIN.
3. Tap ‘Forgot UPI PIN’: Select the option to reset your PIN.
4. Enter Debit Card Details: Provide the last six digits of your debit card along with its expiry date.
5. Receive OTP: You’ll get an OTP on your registered mobile number.
6. Set a New PIN: Enter the OTP and create a new UPI PIN.

Reset Pin

Tips for a Strong UPI PIN

• Avoid Easy Patterns: Do not use simple combinations like “1234” or “0000.”
• Keep It Private: Never share your UPI PIN with anyone.
• Change It Regularly: For added security, update your UPI PIN from time to time.

Conclusion

Resetting your UPI PIN is a straightforward process, whether you use Google Pay, PhonePe, or Paytm. By following the simple steps in your respective UPI app, you can reset your PIN and secure your transactions with ease. Remember to create a strong PIN and change it regularly to keep your money safe and enjoy worry-free payments!